For physicians
A finance dashboard built for the way you actually earn.
W-2 base, 1099 locums, 403(b) plus 457(b) plus a Roth IRA you backdoored, an HSA you forgot you had, and a student-loan balance you'd rather not look at. Loocero understands all of it without asking you to teach it your job.
What you get
Tag every retirement account by tax treatment
Roth IRA, traditional 401(k), 403(b), 457(b), HSA, cash-balance plan, SEP, solo 401(k), 529. Your dashboard breaks the whole portfolio into taxable, pre-tax, Roth, HSA, and 529 buckets so you can see what's actually working.
W-2 vs. 1099 vs. K-1 at a glance
Mark each account by income source. When 1099 or K-1 shows up, Loocero flags that you probably need quarterly estimated tax — once, in one place, instead of a TurboTax-flavored panic in April.
Profession-aware expense categories
Set your profession once and the categories page surfaces what you actually spend on: CME, license fees, malpractice, DEA registration, board certification, scrubs, conference travel, professional society dues.
Multi-currency, multi-state, multi-employer
Travel for locums or moonlighting in another state? USD, COP, EUR, GBP, MXN, and CAD are first-class. Net worth consolidates across currencies and accounts without you doing math.
Your data stays yours
No session replay. No behavioral fingerprinting. No advertising trackers. AI chat runs on your key (Anthropic or OpenAI) and forgets the conversation between sessions. The /trust page names every processor.
What Loocero understands about your finances
- Multiple retirement accounts (403(b) + 457(b) + Roth IRA backdoor + HSA, sometimes a cash-balance plan)
- Mixed W-2 + 1099 income from locums, per diem, expert witness, weekend coverage
- $100K–$500K student loans on IDR / PAYE / SAVE / standard plans
- PSLF qualifying employment at academic medical centers and 501(c)(3) hospitals
- Multi-state licensure and the income reporting that follows
- Disability insurance as a critical line item — your earning capacity is the asset
Ready when you are.
Loocero is in early access. Join the waitlist and we'll let you in as we add seats. No tracking pixels on this page. No sales call.